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ForumsCrypto & PrivacyCash vs crypto vs card — 6 month update

Cash vs crypto vs card — 6 month update

patPC_UT Wed, Sep 10, 2025 at 12:49 AM 28 replies 1,464 viewsPage 1 of 6
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patPC_UT
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Sep 10, 2025 at 12:49 AM#1

Putting this up for argument rather than for agreement. I have read it twice and I am still not certain what it supports.

The trade-off is reversibility against privacy and there is no option that gives you both. Card payments are reversible and disclose the most; crypto discloses least and is irreversible, which is precisely why pressure toward it is a warning sign when it comes from a seller rather than a buyer. Escrow only means anything where the escrow agent is independent of both parties, which is rarely the case in practice.

Where I think it is weakest: the subgroup findings are the part I trust least — with enough subgroups something is always significant, and these were not all pre-registered.

What I am trying to establish is how people are thinking about the trade-off between reversibility and privacy, because you cannot have both. Practical detail welcome, however dull — the duller the better.

Note on sourcing:
Figures above are from the primary publication rather than the press summary. If a number here disagrees with one you have, post yours and we will work out which of us is reading a secondary source.
8 3sarah_nash92, FitDadDave, RunnerRach and 5 others
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NeuroNate
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Sep 10, 2025 at 1:10 AM#2
patPC_UT said:
The trade-off is reversibility against privacy and there is no option that gives you both.

Correct as far as it goes. The part it does not cover is what to do when the honest answer is "not enough data", which is more often than anyone likes.

Last edited: Sep 10, 2025 at 7:10 AM
7 2wendy_avl, jason_paloalto, Dr.LeslieOBGYN and 4 others
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DataDave
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Sep 10, 2025 at 1:31 AM#3
patPC_UT said:
The trade-off is reversibility against privacy and there is no option that gives you both.

Careful with the causal language. Two things moving together in a period when five things changed is not a mechanism, and stating it as one makes the thread less useful to somebody reading it later.

6 1LondonLisa, mike_nyc, VendorMark and 3 others
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anders_CPH
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Sep 10, 2025 at 1:52 AM#4

This one has a reasonably settled answer, so here it is. Order of operations matters more than any single choice here: establish a baseline, change one thing, wait long enough for it to express itself, then measure again under the same conditions.

5 0BethLabQueen, ChrisMacros, KetoKyle and 2 others
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jason_sac26
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Sep 10, 2025 at 3:43 AM#5
NeuroNate said:
The part it does not cover is what to do when the honest answer is "not enough data", which is more often than anyone likes.

Can confirm. Same sequence, different timescale.

4 24Dr.PulmRoch, maya_sedona, stefan_berlin and 1 other
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