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Evidence-based GLP-1 & peptide discussion since 2023
ForumsInsurance & AccessBlue Cross Blue Shield — September 2026 Page 3

Blue Cross Blue Shield — September 2026

emily_PDX Tue, Jan 21, 2025 at 1:26 AM 22 replies 1,764 viewsPage 3 of 5
tane_welly
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Wellington, NZ
Jan 24, 2025 at 3:25 AM#11
Dr.SurgeonPGH said:
My insurance denied my PA related to cost and coverage.

Thank you — that is the clearest version of this I have read, and I have read a lot of them. Printing the relevant bit and taking it with me.

31 6GraceAZ_72, carl_compliance, DanielChem_CHI and 28 others
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Dr.DermMIA
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Miami, FL
Jan 26, 2025 at 1:24 AM#12

Adding the clinical framing, because it changes how the question reads.

Insurance coverage hack for cost and coverage: if your insurance denies brand Wegovy/Ozempic, consider these alternatives:

  1. Prior authorization appeal with peer-to-peer review
  2. Manufacturer copay card (for commercial insurance)
  3. Patient assistance programs (Novo Nordisk, Eli Lilly)
  4. Compounded medication from a 503B pharmacy ($131/month)
  5. Canadian pharmacy (requires prescription, ~40-60% savings)

Don't let cost prevent access to effective treatment. There are options at every price point.

Last edited: Jan 26, 2025 at 3:24 AM
30 5Dr.RenalNash, LipidDoc_ATL, BariatricNurseD and 27 others
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BariatricNurseD
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Jan 27, 2025 at 11:24 PM#13
traveltech_sara said:
Insurance update relevant to cost and coverage: I just got my prior auth approved through UnitedHealthcare after 2 attempts.

Financial impact of cost and coverage weight loss beyond medication cost:

  • Groceries: SAVED $246/month (eating less)
  • Restaurants: SAVED $176/month (fewer meals out)
  • Alcohol: SAVED $126/month (stopped drinking)
  • Life insurance: Premium REDUCED by $36/month (lower BMI)
  • Copays: SAVED $66/month (fewer BP/cholesterol meds)

Net impact after medication cost: approximately BREAKING EVEN. The medication pays for itself through reduced food spending and healthcare costs. This surprised me.

29 4josh_phd_bmore, roxy_nash, tony_orlando and 26 others
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quinn_sf
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Jan 29, 2025 at 9:25 PM#14
emily_PDX said:
Denials are usually procedural rather than clinical, and the order that works reflects that.
emily_PDX said:
...compounded vs brand cost and coverage...

This debate comes up weekly and I think both sides have valid points:

Pro-brand: FDA-approved, manufacturing standards guaranteed, clinical trial data directly applicable

Pro-compounded: 10x cost savings, same active molecule, independent testing available, accessibility

My position: if you can afford brand or have insurance coverage, that's the gold standard. If not, properly tested compounded from a 503B pharmacy is a reasonable alternative. Neither side should shame the other.

28 3andrew_nyc, Dr.EndoEP, GraceAZ_72 and 25 others
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Admin
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Jan 31, 2025 at 7:27 PM#15

Moderator note: two posts asking for a source have been merged into one. Please search the thread before asking again. Carry on.

27 2PeptideSynthNJ, Dr.KarenChen, Dr.NateNeph and 24 others
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